What a Mortgage Broker Can Do For You

October 22nd, 2015 | Comments Off on What a Mortgage Broker Can Do For You |

mortgage brokerMany home buyers obtain their loans through a mortgage broker. This is a person who is in the professional business of filtering and compiling through the numerous options for you. They act as your agent and hunt through lenders to get you the best possible loan terms depending on your goals and financial situation. Most of the states require mortgage brokers to have a license and in some cases brokers are certified through the National Association of Mortgage Brokers (NAMB).

How a Mortgage Broker Can Help You

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Getting a Personal Loan in Grand Prairie Approved

October 13th, 2015 | Comments Off on Getting a Personal Loan in Grand Prairie Approved |

personal loanFinding the right way to get a little extra cash is usually a top concern for a person in need. With all of the different venues that a person can pursue when trying to find this money and choosing the right one will take some time and effort. Among the most used methods of getting fast cash is by using a personal loan. Getting the right personal loan will take some time and effort your part. Here are some of things that a person can do when trying to get their grande prairie personal loans approved.

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The Pros and Cons of Money Market Funds

October 12th, 2015 | Comments Off on The Pros and Cons of Money Market Funds |

money market investmentsInvesting can be a daunting proposition, especially if you have never ventured into the game before. It can be a challenge to figure out what is a sound investment and what isn’t, and how to balance the potential for profit with the potential risks. When it comes to money market funds return rates are in the low single digits, which is less than stocks or other entities, but the risk to the principal investment is also lower than with other types of investments. There are pros and cons to money market funds and this article examines both sides of that coin.

The pros

A solid investment in an unstable market

When the market is volatile, it can be a challenge for investors to know where to put their money. Money market funds are a great place to safely put your money. This is because money market accounts are less risky in a downward market than stocks and bonds. And even though the return on these investments can be lower than with other types of investments, in a volatile market even a small return is welcome.

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Keeping Track of Time – Time is Money

August 27th, 2015 | Comments Off on Keeping Track of Time – Time is Money |

employee time clockWe’ve all heard of the cache phrase “Time is Money!” Well, that’s not always true. However, for an employee who’s paid by the hour, time is literally money. So as a business owner, managing your time and managing your money are almost the same thing!

I’m not saying that all employees are dishonest, but some will do everything they can to do what we like to call, “Milking the Clock.”

Back in the day I had a job working at an airport just outside of Silver City New Mexico. It was a summer job which had me doing runway maintenance, washing and waxing planes and refueling slurry bombers as they came in from their fire runs. As a high school kid, it was a pretty sweet gig.

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Things to Consider Before Co-Signing on a Toronto Loan

August 27th, 2015 | Comments Off on Things to Consider Before Co-Signing on a Toronto Loan |

loan cosignFor most people, doing all they can to help others out is a top concern. There are a number of things that can be done to help a loved one in need. In some cases, a loved one will need a bit of help when it comes to getting a loan. In cases like this, you may be able to cosign on the loan and help them get approved. Before you put yourself on a loan with another person, you need to do a bit of research. Here are a few things that you have to consider before you cosign on a loan.

What Are the Risks?

The first thing you have to think about before putting your name on a loan is getting a good idea of what the risks are. By finding out what may happen should the person not pay the loans, you will be able to avoid getting yourself in a financial mess. Usually, the lender that is helping out will be able to get you a breakdown of what you cosigning the loan will obligate you to. By finding out this information, you will be able to make an educated decision on whether or not to help.

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So, You Want to Become a Financial Security Advisor

August 25th, 2015 | Comments Off on So, You Want to Become a Financial Security Advisor |

financial PlannerFinancial planning can be a rewarding, interesting, and profitable career. If you want to follow in the footsteps of successfully financial security advisors such as Robert Yancovitch, you’re going to need to take stock of whether you have what it takes to earn the credentials. More than that, you’ll have to decide whether you have the type of personality that is best suited to being more than just a financial security advisor. After all, if you are going to do it, why not strive to be at truly great one!

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