Have you ever run into someone you were working with, or about to work with, and because they didn’t have a credit or debit card, things didn’t pan out as you had hoped?
In the home business industry, I used to run into this problem over and over again, mostly when dealing with individuals from third world countries. Either they didn’t have a card they could use to get started in the opportunity I was offering, or they didn’t even have a bank account. Heck, some of them didn’t even have a computer or a phone, but that’s a story for another day.
So I had to either push them to the curb, leaving money on the table.
But over the last few years, the ways of traditional banking are being tested. There are other ways to handle your money, without having to go through the application process of an established banking institution.
PrePaid Debit Cards
We’ve all heard of prepaid debit cards. Here in the States, you can pick one up at just about any convenient store you stumble across. Just buy the card and tell the cashier how much money you want to add to the card and you’re good to go.
The only issue I’d run into is that some of these individuals I was trying to work with couldn’t find a card to purchase in their area. They didn’t have a Walmart or a convenient store. So, my solution wasn’t fail proof as of yet.
Well, allow me to introduce you to a prepaid card that’s just a little bit better, which not only solves my issue, but many others. Kaiku.com offers a prepaid Visa card that is as close to having a bank account as you can get. Just apply online, add funds by depositing checks or through a bank account, receive your card in the mail, and you’re done!
And I hadn’t thought of this until just recently, but what a great way to manage allowances for your kids as well. Instead of dealing with cash, give them a prepaid debit card that you’ll be able to track funds, see what they’re spending their money on and freeze those funds if they’re being misused. You can also set monthly spend limits for each card.
Something to think about. To get a prepaid debit card at Kaiku.com is pretty simple, and can be a great alternative to dealing with those clients who aren’t into the traditional banking scene.