Making a career change can sometimes feel like jumping from one side of the Grand Canyon to the other. Leaving the familiar, or the things you’re in the habit of doing every day, can be a little uncomfortable, especially if you’ve been doing those things for a long period of time.

Those of you who have recently gone through a career change know what I’m talking about. It can be tough, but we have to be honest with ourselves, it would probably be tougher having to endure a lifetime without the career change!

So instead of submitting ourselves to a lifetime of misery, doing something that brings absolutely zero satisfaction, changing careers is the only course of action to take.

But when most people think of a career change, they’re thinking of changing from one job to the next. I recently had a conversation with a neighbor of mine who is sick and tired of his current career as a teacher. Part of his desire for change is his current income and long term earning potential. So naturally, he’s looking into his career change options, and this is a prime example. He’s considering going back to school to become a nurse. So his outlook on changing careers involves jumping from one job into another.

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In my last blog post I told a murder story, so to stay in alignment with my doomsday streak, I think I’ll write about either you or I dying. That sounds much more interesting anyway! But really, all jokes aside, have you thought about it yet? Have you thought about what will happen to your family if something happens to you? I guess what I’m getting at here is, as an entrepreneur, do you have a life insurance policy?

Life Insurance for the Self Employed

I’m sort of a late starter when it comes to life insurance. I’ve only been to the doctors office once in the last decade or so, but recently, I started thinking about all the other factors of life that could happen, leaving my family in an extremely hard spot. Naturally, my solution is to continue building my business, which will continue to pay them monthly, even if I’m not around. But what if something happens to the company I work with, then what will they do? With the economy as sensitive as it has been in the past several years, anything could happen.

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Since the recent 2012 presidential election, it seems that more and more people are becoming experts at pointing the finger! Wouldn’t you agree with that statement?

Pointing the Finger is for Children

Sometimes I wonder if my time spent on social networks is of any benefit or if all the negativity I surround myself with on that platform is more damaging than helpful.

It’s been said that you will eventually become more like those you hang out with. If you count the hour or so per day that I spend with my thousands of Facebook contacts, a good portion of those influences probably aren’t doing me much good. The more I allow myself to be influenced by those who are constantly pointing the finger, blaming others for their problems and playing the victim, the more I might accept it.

I’m getting very efficient at unsubscribing from people who aren’t lifting me up.

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Some aspects of being an employee make life a little easier, such as shopping for medical insurance. In most cases, there’s no shopping involved! You take the insurance your employer has setup, pay the monthly premiums for your family and you’re good to go. However, medical insurance for the self employed is an entirely different story.

As a family, we’ve been blessed with very good health, so finding medical insurance hasn’t really been a huge focus of mine. The worst thing we’ve had happen recently was our newborn son receiving a helicopter ride to the Tucson Medical Center. I’ll go ahead and knock on wood, just in case! But that incident inspired me to dig a little deeper.

In the past, we’ve just paid cash for all of our medical expenses such as regular check-ups and birth expenses. Most medical facilities bill differently and give significant discounts for those paying cash. So if you’re health history is pretty good, you might consider that option.

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If you’re someone who has ever been involved with network marketing, you’ve probably heard someone on a training call tell you about “income producing activities.” And along with that, they gave you the understanding that if you didn’t focus primarily on doing those activities, over everything else, then your business would fail miserably.

Absolutely true! As entrepreneurs, we want to keep ourselves busily engaged in activities that will grow our business. In doing so, it’s imperative that we’re conscious of which activities are actually helping our business progress instead of restricting it.

Now you might be saying, “What in the heck are you talking about Dave? That makes no sense at all!” I would tell you that you might be right, BUT, I can explain myself a bit here. So bear with me.

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Over the past decade I have owned and operated my own business. Whether it was running a home based business, operating a small glass company or growing my internet marketing company, each one of these business ventures has taught me a thing or two about making them successful. And as many of you home based business owners know, the network marketing and personal development industry are entwined. So I’ve also learned a great deal about maintaining a successful mindset as well.

So what I’d like to do is share a few of those golden nuggets with you. Some of them may sound obvious, and that’s okay. That just means that you know your stuff and can keep me in check. But for those of you who are looking to start a business of your own, just know that the best business is smart business….and you’ll see what I mean.

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