One of the hardest things is wanting to save but not being sure about how to go about it. It feels like all of the books about money and investing are written for people whose jobs pay them six figures. They all say things like “you can totally buy that brand new $100 sweater and save for a Maserati! We’ll show you how!” Where is all the advice for people whose budgets and needs are more about groceries and mortgage payments?

Right Here.

Step One: Open a savings account at your bank and link it to your checking account. You don’t need anything fancy right now; a basic account will do—especially if you can’t afford a hefty initial deposit. When you open the account, check the fees to make sure you don’t get dinged for a low balance. You can usually avoid these by setting up direct deposit or finding a free checking option.

I might be a bit biased, but there’s no better way to make a living than by owning your own business. Having complete control over your income and your schedule is second to none. And as you can probably tell from the content on my site, I’ve been an entrepreneur for nearly a decade, and although it has been a roller coaster ride, I’ve loved every minute of it.

In my lifetime, I’ve owned and operated several different types of businesses. The first of those businesses was a carpet cleaning gig which I operated while still in high school. The next business venture didn’t happen until 2005, and was a Glass company. We’ve also owned a wedding planning business, an internet marketing/web design company and are currently operating an internet marketing company.

In all my vast experience as an entrepreneur, I definitely have not “done it all.” There are still a plethora of ideas stored inside a secret folder in my head which, one day, I’ll explore. But as of right now, a common phrase keeps coming to mind, “If it ain’t broke, don’t fix it!” Meaning, the home business I’m in is working, and working well….why change it.

And for that reason, I haven’t branched out a whole lot to other ventures. I try not to be too A.D.D. when it comes to business, because what I’ve noticed, is the more I try to do, the less I really get accomplished. So, if it ain’t broke, don’t fix it.

However, for those of you who still want to work from home, yet have no desire to build a team, or anything similar, there are other ways, through the internet, to make a buck or two.

My oldest daughter entered into the school systems as a kindergartner back in 2006. Since 2005, I escaped from my job and started a home based business. Ever since that day, I’ve had the flexibility to volunteer in all of my children’s classes in many different capacities. This year, I’m a school volunteer P.E. teacher….and I’m loving it!

Is there any better way to spend your time than with a bunch of screaming, happy third graders?

I think not….most of the time! Occasionally, there are those moments where I wonder if I have any control of them at all.

In my experience, success in life and business comes as a result of following simple principles. Staying consistent, being persistent, being the leader and concentrating on income producing activities are simple principles anyone can follow.  At least I’d like to think that anyone can follow them. There are those who never cease to amaze me!

For those that share my Christian beliefs, sacred principles, created before network marketing became a word, also influence your success. And the one I’d like to focus on is the principle of tithing.

So I’ll come right out and say it. If you want success in your business, and you’re a spiritual person, pay your tithing!

If can think of the ultimate you, the person you see yourself as when you have reached ultimate success, not just financially, but in every aspect of your life…what does that look like?

Are you ripped, rich and famous, or does any of that matter to you? Maybe you’re the “down to earth” rich guy that still wears his paint stained jeans around town, yet, has all the money in the world?

For me, I know EXACTLY what the ultimate me looks like.

And with that knowledge, I also know EXACTLY what I don’t want to be like.

So here’s a few guys I’m glad I’m not like, in several ways and for many different reasons. You may be offended, heck, you might even agree with my picks. Whatever your stance, at least it’s a stance.