Having a mansion, cars, boats, atv’s, planes, maids, employees, nice clothes and all that can dress up your appearance is NOT financial success. Financial success is about having assets. An asset is something of value, or something that can bring your more income…consistent income. The only thing in the list I just mentioned that may be an asset is the mansion. Everything else is a depreciating deficit…..things that cost you more money. Having the cars, boats, atv’s, planes, maids and nice clothes are results of having assets, if you so choose to accumulate those things.

Now, I know many people think that once they achieve financial success that all the other categories will fall into place. They will then have the time and money to improve themselves, their families and their spirituality. To most people, the money fixes everything and makes everything possible. Not the case! If you were a broke, miserable person before falling into financial success, you will eventually become a broke, miserable person again unless you change you! The financial success comes and STAYS because of who you are being. If you have not become the millionaire in your mind first, then you will not remain a millionaire for long, because your money thermostat is set much, much lower than that. To learn more about how to reset your thermostat, read “Secrets of a Millionaire Mind” by T. Harv Ecker. Great read!

Now, financial success to me, is after all of my expenses (ie bills, groceries, mortgage etc) I still have plenty of money to put a portion away for savings, donate a portion for a good cause, invest some back into strengthening my assets and to live an abundant lifestyle. That’s financial success. It’s not about having  just enough to get by. That’s three months away from homeless should tragedy strike. It’s true. How many people have lost homes because they were making just enough to get by and tragedy struck, they lost their job? Too many! I apologize, but I have to recommend another book here. It’s “The Richest Man in Babylon” by George S. Clason. That short, little book will teach you a bit more about what to do with the money you make.

The portal to creating financial success is Entrepreneurship. You must become an entrepreneur. By doing so, you are in control of how much or how little you earn, and the cool thing about entrepreneurship, is you can make a lot of money doing exactly what you love to do. If that is eating donuts all day, you can own a donut shop. If you enjoy teaching kids how to play basketball, you can organize basketball camps and three on three tournaments. If you enjoy it, chances are, you will do well. It’s about finding a way to make it happen. Most likely, things won’t be laid out perfectly for you with ABC instructions on how to create success. To me, that’s the exciting part of it all. You get to take ALL the credit for what you create!

If I can give you a few tips of advice in creating your financial success, it would be this:

1. Know what you want. Get very clear. Be creative with your ideas. Be different.
2. Mastermind with those people who have the results you desire to have.
3. Persist without exception until you get what you want. Learn that “The Buck Stops Here!” To learn more about that you can read “The Travelers Gift” by Andy Andrews.
4. Burn your boats, meaning, leave no escape routes or back doors. Play with all out MASSIVE action. Play small, get small results. Play big, get big results.
5. Be extremely consistent.

Anyone and everyone that has a desire to succeed and the willpower to pursue their dreams has to potential to achieve them. One of the most important concepts that I have learned on the path of financial success, is to simply “Enjoy the Journey!” Life is good and because of you, it will become better and better. Money isn’t everything. Money is a tool, or a gateway to achieving greater things in life. Use it to bless your life, the life of your family and the lives of others in a positive way…….and guys, there’s plenty to go around!

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I know….tough question right? So take a moment to think about it.

So what was your answer? Just for fun, let’s see how you measure up to the answers of others. The most common answer to this question would go something like this: Well, I stand under the tree. I reach out with my arm, open my hand, grasp the apple firmly and yank the apple downward. That my friend, is how I pick an apple!

So was that somewhere close to your answer or were you a bit more analytical in the exact same process? Maybe your answer wasn’t even anywhere close to the same. Maybe yours involved a longer process, the true process of picking an apple.

So here’s the correct way to pick an apple:

1. You pick a spot of land. Preferably on your own land.
2. You dig a hole.
3. You buy the tree.
4. You put the tree in the hole.
5. You water the tree.
6. You fertilize the tree.
7. You brace the tree up to protect it from the wind.
8. You put a fence around the tree to protect it from wildlife, such as Elk and Deer.
9. You spray it with chemicals to protect it from insects.
10. You trim the tree from time to time.
11. You then repeat steps 5 and 6, until one day, your tree finally produces apples.
12. You then, stand under your tree, reach out and pick the apple!

That, my friends, is the way to pick an apple! Would it have been easier if I had given you another question as an example, such as: How do you become wealthy? You don’t just reach out an grab the money. There is a process that comes before you “pick the apple”, or get the money.

So many people, in fact the majority of people, prefer to just simply “pick the apple.” They want someone else to take care of the “process” for them, which is exactly why most people will never get to pick the apple or become wealthy. You can’t just skip to the end. That’s a fairytale. Luckily, with modernization and grocery stores, we have people who take care of “process” so that we don’t technically have to pick the apple. That’s their way to create wealth and unfortunately, you can’t just pick up a box of wealth at the store like you can an apple. You must go through the process of creating wealth for yourself.

I teach others how to go through the process, but you must be willing to put in the time and effort before you can reap the reward. But, the process is proven….meaning, it works. I, along with thousands of others, have done it. It’s a lot like picking an apple, but with a few more steps along the way. If you can follow steps, bring a little creativity and a lot of ambition, you too can become wealthy!

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My point is….so many people have time working against them instead of for them. It seems that most people are in a hurry to die, to put it bluntly. The sooner they get off work the better, the quicker the day goes by the better, the faster the time goes by so that they can sit there on their couch, the better. Most people want time to fly by and in my experience, thinking of all the times that I wanted time to fly by, these were the times when I was most miserable. I was either at a job I hated, with someone I didn’t enjoy being with, terribly sick, in pain or just flat out sick and tired.

These were the moments in my life that I wanted my time to go faster. These were the times that I wanted to speed up time and literally get closer to my end. I wanted time to pass by faster, I wanted to waste that time just to spare myself of the misery I was experiencing at the moment. I wanted to get older, just by a small bit, so that I could move on with doing what I wanted to do and enjoyed doing. In doing so, I wasted a small section of my life…..a section that I will NEVER get back. Your TIME is your LIFE. It’s a simple concept….if you waste your time, you waste your life.

So let me ask you a question: Who in their right mind wants their life to pass by quicker? Who, having a sane mind, wants to die sooner? Because that’s basically what you’re doing when you spend your time doing what you can’t stand to do, hoping it passes by quicker. Now, fifteen minutes of time wasted at your job may not seem like you are wasting your life, but what is fifteen minutes multiplied by five or six days out of the week times 52 weeks in a year times the number of years you have been wasting 15 minutes a day. That adds up to a lot of wasted time, doing something you cannot stand to do. And if you are just working that job or business just for a paycheck and get no personal satisfaction or enjoyment from it, what are you doing?

So let me rephrase the question: Who in their right mind, who is following their passions in life, wants their life to pass by quicker? Who, having a sane mind and is living life to it’s fullest, wants to die sooner?

So how do you live life to it’s fullest or at least know you are? Here are a few questions for you:

• Is there something you have wanted to do for a while but haven’t taken the action?
• Do you feel like you should be doing something more with your life?
• Do you hate your job?
• Do you feel like you are just going through the motions just so the time will pass by?
• Do you find yourself thinking of all the great things you could have done in your life up to this point?

These are just a few questions and if you answered YES to any of them, chances are, you are not living your life to the fullest. My suggestion to you: Time is ticking, get to it!

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I think that living “the simple life” has different meanings for different people. I have personally had conversations with people that say their idea of a simple life is living like a hermit in the mountains without clocks, a schedule or even a wife. Just them, nature, maybe a dog and no where to be. The more common idea of living the simple life is to own a home in a suburb somewhere, have a few kids, a mortgage, a dog and a white picket fence.

I just asked my wife what her idea of a simple life would be and she said, “My idea of a simple life would be to live on the beach, in a hut with clothes made out of hemp, bathe in the ocean and just lay out all day!” I think her idea of the simple life wins the golden nugget for today! I wouldn’t think that hemp clothes would be that comfortable but obviously she is a beach bum at heart!

The word simple means, easy or not complicated. So the simple life is plainly a life that is easy, or not complicated. It is a life without much worry or stress, a life of simplicity. Although life can be complicated by nature, it is our choices that make it that way. We create our lifestyle. We either are the cause of our simple life or the cause of our miserable and complicated life.

My idea of the simple life involves a few key words. It involves financial freedom, so that the worries of bills, mortgages, rent, basic necessities of life, gas for my car or anything else that requires money will not be in my simple life. It involves complete time freedom. I mean the ability to choose for myself the schedule of the day, which is never set in stone and always subject to change. It involves service, the ability to give, teach and inspire those in need. It involves pursuing my hobbies and passions. It involves my family right along side me every step of the way.

That’s the simple life and in order to ensure that I have all those key elements in place, I have got to make key decisions right now that lead me closer to the simple life and the more I think about it, I am mostly there!

Know this, 9 out of 10 people who read this post will statistically NEVER reach their ideal lifestyle. They will never live their version of the simple life. Believe it or not but it’s true! Most people grow old wishing they had done things differently. They wish that had purchased that land or they wish they would have started that business. Your life can and will be just as you plan it to be if you choose to do so starting today. So tell me, are you hanging out with the nine……or are you the one?

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Have you ever looked at someone who was extremely successful in business and thought that everything must have been as smooth as can be for that person? If you’re in a home based business, have you ever looked at the top income earners and thought, “Man, they just had the money sitting around to get started and everything was so easy for them?” Be honest! I know most of you have. I can tell you this much, you are absolutely wrong. Ninety percent of the time, it was a rough, risky, faith teetering journey for them. I know it was for me!

If you look at starting a business, whether traditional or home based, there are start up costs. Every legitimate business will have costs. Don’t ever expect to get started in your own business without forking out some money. Most people do not, I repeat, do not have the capital to get started. That’s why most people aren’t successful entrepreneurs. There’s risk involved right!? People run at the sound of risk. Well, most people do, but not the successful ones. They step up to the challenge and use what resources they have available to them to get to where they want to be.

A resource is anything of value that can be used or sold, available source of wealth, a new or reserve supply that can be drawn upon when needed.

Most people actually think that they don’t have these so called “resources!” You do! When we got started, we required a good amount of revenue. We were short in income every month as it was, how would David Allred come up with the money? I used my resources. What were my resources? I had stuff! I sold my jeep and made it happen. Did I love my jeep, YES! But what was I more passionate about? My jeep or my goals of financial freedom? My goals of course, so away with the jeep. Later on down the road we decided to take our business to the next level and required more funding. We looked to our resources again and saw that we had credit! What were we more passionate about? Zero debt or our goals of financial freedom? Financial Freedom!

Now, a few days ago I wrote a blog post on what it takes to be a Big Thinker. A Big Thinker has a different outlook than most people when it comes to making things happen. It’s just the way we think. Big Thinkers, leaders and successful entrepreneurs see 401K’s, credit cards, jeeps, cars, homes, savings accounts and banks as part of their own personal resource center. These are all things that we can use to propel our success. Sure, there is risk in using our resources, but what are you going to do, look at them and think to yourself, “Wow, those are some nice resources!” Do you want to set your 401K up on your mantle, all nice and pretty so that one day, one glorious day you can use it in your retirement. I’ve got a much better retirement plan than what a 401k can provide and you should too.

Everyone else views all of these things as their so called “Safety Nets!” These are things to fall back on in case things get worse. So what do they do? They hang on to them, save them, store them, don’t even think of them as being a tool that will move them closer to their dreams. So these resources just sit there, un-resourceful and useless.

So what are these things to you? Are they safety nets or resources?

In my eyes, one day lived passionately following my dreams is better than a thousand days lived wishing I would have! Use the many resources you have to make that happen!

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